a) Risk Management
b) Manpower Planning
c) Retirement benefits for the employees
d) Corporate Governance
32) For which one of the following Loan Products ‘teaser loans’ are offered by Banks ?
a) Education Loan
B) Commercial Loan
c) Loans against security of gold
d) Home Loans
33) Factoring –
a) is an easy way of raising capital from a factoring company by small business.
b) is selling of account receivables on a contract basis for cash payment to a factor before it is due
c) is an arrangement for raising short term money against prepaid expenses
d) is a method of discounting of long term bills
34) Expand the term IFRS –
a) Indian Financial Review Standards
b) Indian Financial Reporting Standards
c) International Financial Reporting Standards
d) International Financial Review Standards
35) ‘MAT’ provision in Income Tax stands for –
a) Medium Alternate Tax
b) Maximum Alternate Tax
c) Minimum Alternate Tax
d) Mild Alterante Tax
36) Lending to Self Help Groups (SHGs) by Banks is known as –
a) Non priority Sector
b) Priority sectors
c) Commercial Sector
d) Corporate Sector
37) ‘Commercial Papers’ are issued by –
a) A company to a bank
b) Banks to companies
c) Banks to Banks
d) Company to its suppliers
38) Which of the following is/are called Key policy rates by the Reserve Bank of India ?
1) Bank Rate
2) CRR
3) SLR
a) Only (1)
b) Only (2) and (3)
c) Only (2)
d) All (1), (2) and (3)
39) India is following a system of “flat money” , while issuing currency. What is “flat money” ?
a) The currency is backed by Government Guarantee
b) The currency is backed by tangible assets
c) The currency is backed by gold reserves
d) The currency is backed by budgetary support
40) In the terms of economics, the recession occurring two times with a small gap in between is known as ___
a) Double Deflation
b) Deflation
c) Deep Recession
d) Double Deep Recession
Good Luck!!!